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At National Loan Auditors, our primary goal is to keep
clients in their homes. With this goal in mind, we provide the most powerful
tool for achieving a loan modification with your lender, The Forensic
Loan Audit.
A Forensic Loan Audit is the comprehensive review of all paperwork and transaction data
concerning a real estate loan. During the audit process, National Loan
Auditors
will review your loan to ensure that it meets all legal requirements
that were in effect at the time the loan was funded.
The Forensic Loan Audit identifies legal violations
and inaccuracies performed during your loan process. Violations are the leverage
that either you or your attorney can use to argue your loan modification case with
your lender.
Generally, the more violations, and the more severe those violations are, the better our chances are of obtaining a loan modification.
Loss Mitigation Services or Loan Modification Services have
been established by the Federal
Government and the mortgage industry in order to stop home foreclosures. They
help foreclosure victims in default on their mortgages to find alternatives to
home foreclosure. Every homeowner's situation is unique and each lender has
their own policies regarding the use of these programs to stop foreclosure.
Our
extensive experience and solid working relationships with attorneys and mortgage lenders
allows us help you avoid the common pitfalls that many homeowners encounter
while trying to work things out directly with their lender.
After performing a
thorough assessment of your personal finances and analyzing your loan documents
we can provide you, or your attorney with the "ammunition" need to successfully
negotiate a loan modification, bankruptcy, stay of foreclosure, etc. If you do
not have an attorney, call us and we will recommend an experienced attorney for
you who will negotiate with your
lender to get you the best possible solution for your home foreclosure problem.
During a loan modification, attorneys
negotiate directly with the correct person(s) at the bank who can make decisions, and
make the most logical ones for both the lender and the borrower.
However, when negotiations fail, and you have valid
complaints against the lender, your attorney may file a lawsuit in court. This gets the lenders
undivided attention, and puts you in a position to be heard. Fortunately, big
lenders hire "big name" experienced law firms who understand mortgage laws very
well. These seasoned attorneys do not hesitate to settle when faced with
facts against their client. Plus, lenders know that it often makes more sense
financially to negotiate a settlement rather than proceed with expensive
litigation. Thus, many cases will settle before trial, which
means less hassle for you and for the lender.
Finding Information on this site
This site is organized in different sections. The easiest way to get
around is by using the menu to your left. If you prefer, you may
also use our text-based navigation site map.
You may search through the information on this site using the search
box in the upper left hand corner of every page.
If you do not find what you are looking for,
email us, or
call us. We are happy to help
you.
You can be sure that all Forensic Audits that we produce are of the highest caliber. If you ever find anything that does not meet
your needs, or expectations, please bring it to our attention. We will
correct the situation immediately. Please read our
extensive guarantee.
Getting Help Right Away
Taking immediate action on financial emergencies is the best way to
resolve problems. Sometimes waiting only a few days can
increase your debt tremendously, or expose your case to significant
legal risks. More importantly, there exist states of
limitations which limit the length of time that can elapse before your
rights expire.
Do not delay. Take action now.
- If you anticipate
being in financial trouble a month or two from
today...
- If you have just realized that you can not pay
your bills this month...
- If you have already missed a payment...
- If you have received notice of foreclosure,
or...
- You are already in the foreclosure process...
Contact Us
A Forensic Loan Audit can be performed in as little as 5 days. After
you receive your Loan Audit, you can determine if you have legitimate
reason to ask for a Loan Modification from your lender. Once the Loan
Modification process begins, litigation may be the best option, and that process
STOPS FORECLOSURE IN ITS TRACKS.
A startling fact is that 50% of all homeowners that receive a summons
will ignore it. Lenders will not stop the process of Foreclosure just
because you ignore a notice.
Every day that you wait digs you deeper into the hole. Stop
being passive. Put your fear aside and push yourself forward. Protect
your rights!!
Do not delay. Take action now.
National Loan Auditors, Saving Dreams
One Home at a Time!
Order
Your Forensic Loan Audit Now!
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